Today’s #DMV#debtfreecommunity meetup was a great success! Being around like-minded people makes the journey that much better! .
Many topics were discussed today and we plan to use those topics to build our 2019 meetup calendar. Topics ranging from managing your retirement accounts, pros and cons of credit card usage, life insurance, and home ownership. Such a great time to be apart of community like this! Shared visions and goals! #debtfreejourney#dc#va#md
I just bought a new dishwasher, we have been saying since buying our house that we would like to update the dishwasher, it is old, loud and doesn't clean overly well and I have a feeling it could be contributing to higher power bills.
Over the weekend the hose completely broke and flooded the kitchen, thankfully just on the tiles but we used this as a sign that it was time to upgrade 🙈
Today I went and purchased a brand new one, normally this is something I would book up on the Credit Card, Go Mastercard or some other payment plan option, Not Today!
Today I paid cash and although I feel super guilty for spending money that didn't really need to be spent I am also proud of us that we had the money sitting there.
I got $140 off for paying cash and hopefully can get $50-$100 for our old machine 🤞
I spoke about checking your rates on your home loan, credit cards and personal loans. What about your insurances, power and internet services?? Time to do a check to make sure you’re getting the most bang for your buck!
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One full year in following this advice! When I was paying off debt I was averaging 80% of my pay going to debt first and then I had 20% to spend. Now debt free, I’m not so strict. I’m averaging 60-70% of my income into savings and spending the rest. We bought our house using only one income (husbands) so our mortgage is less than 9% of our combined income. I was terrified of being house poor but we have a beautiful modest home that fits our needs. Husband wanted a pool. I wanted a home studio. Overall our bills (except groceries) are very reasonable. Our finances are a little complicated. I do keep them separate & I do manage both our incomes completely different. It works very well for us. There’s more than one way to do things and this is the way that works best for us.